Welcome to FinElite (Financing Elite Group)

YOUR LIFETIME WEALTH PARTNER

Get a one to one financial consultant & career opportunity

50+

Professional Advisors

4B+

Loan Accepted by Clients

10K+

Happy Clients

30+

Awards Winning

Welcome to FinElite
(Financing Elite Group)

YOUR LIFETIME WEALTH PARTNER

Get a one to one financial consultant & career opportunity

50+

Professional Advisors

4B+

Loan Accepted by Clients

10K+

Happy Clients

30+

Awards Winning

About Us

We Help Clients To Get Success

At FinElite, we are a financial elite group dedicated to assisting clients in various areas. Our comprehensive services include:

- Insurance Protection: We safeguard your future and loved ones through tailored insurance solutions.
- Mortgage Loan Solutions: We guide you through mortgage financing, ensuring informed decisions.
- Asset Management: Our experts maximize your wealth by managing investments and assets.
- Takaful Protection: We offer ethical, Sharia-compliant protection plans.

Join us on this journey toward financial prosperity. Let’s build a brighter future together!

About Us

We Help Clients To Get Success

At FinElite, we are a financial elite group dedicated to assisting clients in various areas. Our comprehensive services include:

- Insurance Protection: We safeguard your future and loved ones through tailored insurance solutions.
- Mortgage Loan Solutions: We guide you through mortgage financing, ensuring informed decisions.
- Asset Management: Our experts maximize your wealth by managing investments and assets.
- Takaful Protection: We offer ethical, Sharia-compliant protection plans.

Join us on this journey toward financial prosperity. Let’s build a brighter future together!

What we do

Services that are right for you

FINANCIAL CONSULTATION

Meeting with a financial advisor or consultant to discuss your financial goals, assess your current financial situation, and create a customized plan. During the consultation, you can receive advice on budgeting, investment strategies, retirement planning, insurance options, and more. It’s an opportunity to gain insights, ask questions, and make informed decisions about your financial well-being.

LIFE INSURANCE

Essential financial protection for you and your loved ones. It offers peace of mind by covering everyday living costs, mortgage payments, and unexpected expenses. In the event of your passing, life insurance ensures that your family can maintain their standard of living. Additionally, it serves as an extra resource beyond your savings, providing security during challenging times.

MORTGAGE LOAN

In Malaysia, individuals obtain home or mortgage loans from banks or financial institutions to purchase property, using the property as collateral. While you, as the purchaser, have ownership rights, the property title remains with the bank until the loan is fully repaid. This arrangement enables the bank to repossess the property if necessary. Home loans in Malaysia can feature either fixed or variable interest rates.

DEBT MANAGEMENT

We specialize in expert debt management and bank loan assistance. Our seasoned financial consultants offer guidance on loan applications, securing the best rates, and navigating the process. While we don’t extend loans directly, we provide tailored debt management solutions, including personalized repayment plans, creditor negotiations, and financial education. Whether you’re facing high credit card balances or medical bills, we’re here to help you regain financial stability.

TAKAFUL SOLUTIONS

Your preferred Takaful Provider. We pursue excellence in offering the best family takaful solutions that are innovative, competitive and flexible in meeting the evolving needs of our customers.

ASSET MANAGEMENT

Your portfolio with us will be custom-designed from scratch, taking into account your specific objectives, risk profile, time horizon, and whether you prefer conventional or Shariah-compliant investments. Once we’ve agreed on an investment strategy, the day-to-day management and decision-making will be entrusted to our meticulous care.

What we do

Services that are right for you

FINANCIAL CONSULTATION

Meeting with a financial advisor or consultant to discuss your financial goals, assess your current financial situation, and create a customized plan. During the consultation, you can receive advice on budgeting, investment strategies, retirement planning, insurance options, and more. It’s an opportunity to gain insights, ask questions, and make informed decisions about your financial well-being.

LIFE INSURANCE

Essential financial protection for you and your loved ones. It offers peace of mind by covering everyday living costs, mortgage payments, and unexpected expenses. In the event of your passing, life insurance ensures that your family can maintain their standard of living. Additionally, it serves as an extra resource beyond your savings, providing security during challenging times.

MORTGAGE LOAN

In Malaysia, individuals obtain home or mortgage loans from banks or financial institutions to purchase property, using the property as collateral. While you, as the purchaser, have ownership rights, the property title remains with the bank until the loan is fully repaid. This arrangement enables the bank to repossess the property if necessary. Home loans in Malaysia can feature either fixed or variable interest rates.

DEBT MANAGEMENT

We specialize in expert debt management and bank loan assistance. Our seasoned financial consultants offer guidance on loan applications, securing the best rates, and navigating the process. While we don’t extend loans directly, we provide tailored debt management solutions, including personalized repayment plans, creditor negotiations, and financial education. Whether you’re facing high credit card balances or medical bills, we’re here to help you regain financial stability.

TAKAFUL SOLUTIONS

Your preferred Takaful Provider. We pursue excellence in offering the best family takaful solutions that are innovative, competitive and flexible in meeting the evolving needs of our customers.

ASSET MANAGEMENT

Your portfolio with us will be custom-designed from scratch, taking into account your specific objectives, risk profile, time horizon, and whether you prefer conventional or Shariah-compliant investments. Once we’ve agreed on an investment strategy, the day-to-day management and decision-making will be entrusted to our meticulous care.

History

History Of FinElite

For over two decades, we’ve steadfastly adhered to the principle that our company is founded on trust. Our clients’ interests always take precedence.

Our sole purpose is to assist our clients in
wealth accumulation. This privilege is granted to us solely through their unwavering trust.

History

History Of FinElite

For over two decades, we’ve steadfastly adhered to the principle that our company is founded on trust. Our clients’ interests always take precedence.

Our sole purpose is to assist our clients in wealth accumulation. This privilege is granted to us solely through their unwavering trust.

Get your FREE Portfolio

evaluation now

Emphasizing the benefits, such as personalized insights, expert analysis, and tailored recommendations.

Get your FREE Portfolio

evaluation now

Emphasizing the benefits, such as personalized insights, expert analysis, and tailored recommendations.

Financial Elite

Our Team

Michael Jau

Founder of Financial Elite

YH Bong

Chief Coordinator Northern : Perak, Penang, Kedah

Meng Chun

Chief Coordinator W191
Southern : Johor

Gina
Ngeow

Executive Partner (Central)

Lily
Yap

Executive Partner (Central)

Joey
Sim

Executive Partner (Melaka)

Shu
Cai

Executive Partner (Central)

Melody
Chong

Executive Partner (Central)

Yong Ang

Agency Leader East Malaysia Sarawak

Leo Tay

Agency Leader East Malaysia Sabah

Youna Ng

Executive Partner (Penang)

Grace Chey

Executive Partner (Melaka)

Jianna Wong

Executive Partner (Central)

Yi Ting

Executive Partner (Central)

Carmen Lee

Executive Partner (Central)

GK Chow

Executive Partner (Penang)

Zhong Zhen

SME Specialist

Judson

Elite Accounting

Financial Elite

MEET THE TEAM

Michael Jau

Founder of Financial Elite

YH Bong

Chief Coordinator Northern : Perak, Penang, Kedah

Meng Chun

Chief Coordinator W191 Southern - Johor

Gina Ngeow

Executive Partner (Central)

Lily Yap

Executive Partner (Central)

Joey Sim

Executive Partner (Melaka)

Shu Cai

Executive Partner (Central)

Melody Chong

Executive Partner (Central)

Yong Ang

Agency Leader East Malaysia Sarawak

Leo Tay

Agency Leader East Malaysia Sabah

Youna Ng

Executive Partner (Penang)

Grace Chey

Executive Partner (Melaka)

Jianna Wong

Executive Partner (Central)

Yi Ting

Executive Partner (Central)

Carmen Lee

Executive Partner (Central)

CK Chow

Executive Partner (Penang)

Zhong Zhen

SME Specialist

Judson Hwang

Elite Accounting

Loan Documents Checklist:

Salary Earner

--- NRIC copy / Passport copy
--- 3 months pay slips
--- 3 months salary bank statement
--- EPF statement
--- EA form / Borang BE with tax receipt
--- Liquidity (FD, Savings, Unit Trust, Shares Dividend, Rental)

Commission Earner

--- NRIC copy
--- 6 months pay slips / commission slip / payment voucher
--- 6 months salary bank statement
--- EPF statement
--- EA form / Borang B with tax receipt
--- Liquidity (FD, Savings, Unit Trust, Shares Dividend, Rental)

Business Owner

--- NRIC copy
--- Company SSM registration full set (sole proprietor & partnership)
--- Form 9, 24, 49 (Sdn Bhd)
--- 6 months company bank statement
--- 3 months pay slips (if applicable)
--- 3 months salary bank statement (if applicable)
--- EPF statement (if applicable)
--- EA Form / Borang B with tax receipt
--- Liquidity (FD, Savings, Unit Trust, Shares Dividend, Rental)

Commercial Loan

-- All director IC
-- Latest 2 years Director's latest form B with receipt
-- Company form 24 & 49
-- M&A
-- Latest 3 years audited financial report
-- Latest company management account
-- Latest creditor & debtor aging list
-- Company latest 6 months CA bank statement
-- List of suppliers
-- Current bank loan statement latest / SPA / Title
-- Company profile (if any)

Get your FREE Portfolio evaluation now

• Free bank valuation services within one business day on weekdays.
• Free Check CCRIS checks are available throughout the day and night.
• Facilitate loan submissions & LO signings to over 15 local banks through our comprehensive panel.

FinElite (Financial Elite Group)

Quick Links

About Us

Services

Contact Us

Contact Us

014-943 9433

Selangor, Penang, Melaka, Johor
Sabah & Sarawak

Copyright 2025 . All rights reserved

Get your FREE Portfolio evaluation now

• Free bank valuation services within one business day on weekdays.
• Free Check CCRIS checks are available throughout the day and night.
• Facilitate loan submissions & LO signings to over 15 local banks through our comprehensive panel.

FinElite (Financial Elite Group)

Quick Links

About Us

Services

Contact Us

Contact Us

014-943 9433

im100mj@gmail.com

Selangor . Penang . Melaka . Johor . Sabah & Sarawak

Copyright 2025 . All rights reserved